Read about the Main Account account
The Capitec Main Account is more than just a place to store your money – it rewards you for saving while giving you full control of your finances. Whether you’re transacting, saving, or using one of Capitec’s 4 free fixed-term plans, this account provides flexibility and growth. With only R30 to get started, you gain access to competitive interest rates, secure digital
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Interest Rate
All positive balances earn a flat 2.25% interest rate.
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Access to funds
Withdraw anytime.
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Opening Deposit
A R30 minimum balance is required.
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Monthly Fees
Monthly admin fee is R7.50.
Tax Implications
Although the Capitec Main Account is not a tax-free product, South African residents under the age of 65 can currently earn up to R23,800 in interest income per year without paying tax (R34,500 if 65 or older).
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Read about the Main Account account
The Capitec Main Account is more than just a place to store your money – it rewards you for saving while giving you full control of your finances. Whether you’re transacting, saving, or using one of Capitec’s 4 free fixed-term plans, this account provides flexibility and growth. With only R30 to get started, you gain access to competitive interest rates, secure digital
Read More
What you need to apply
- Opening deposit of R30
- Your South African ID
- Proof of residence
(not older than three months)
- Opening deposit of R30
- Valid Passport
- Proof of residence
(not older than three months)
- Work/Resident permit
You can apply now on Buti.co.za, or alternatively, visit the bank’s website to apply through their platforms.
