Read about the Money Maximiser account

If you have R100,000 or more to put aside and want a high-interest, low-risk savings option, the FNB Money Maximiser is worth considering. It offers a 7.65% nominal return over 12 months — that’s close to money market fund performance without the market exposure.

Money Maximiser

Last updated: May 28, 2025

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Interest Rate

Maximum nominal interest rate over 12 months 7.65%.

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Access to funds

Get immediate access to your money.

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Opening Deposit

Minimum opening deposit R100,000

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Monthly Fees

No monthly admin fee.

Tax Implications

Interest earned from the FNB Money Maximiser may be subject to tax depending on your total annual interest income. If your total interest income exceeds the annual tax exemption threshold set by SARS (R23,800 for individuals under 65 and R34,500 for those 65 and older),

Read about the Money Maximiser account

If you have R100,000 or more to put aside and want a high-interest, low-risk savings option, the FNB Money Maximiser is worth considering. It offers a 7.65% nominal return over 12 months — that’s close to money market fund performance without the market exposure.

What you need to apply

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South African Citizens

Your South African ID
Proof of residence
(not older than three months)

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Non-South African Citizens

Valid Passport
Proof of residence
(not older than three months)
Work/Resident permit

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Ways to apply

You can apply now on Buti.co.za, or alternatively, visit the bank’s website to apply through their platforms.

Read about the Money Maximiser account

Money Maximiser

Interest Rate

Access to funds

Opening Deposit

Monthly Fees

Tax Implications

Read about the Money Maximiser account

What you need to apply

South African Citizens

Non-South African Citizens

Ways to apply

Savings Calculator

What you need to apply

South African Citizens

Non-South African Citizens

Ways to apply